Bela's Blog

Air Conditioning Maintenance- When is the best time to service your air conditioner in Chester County, PA?  Have a professional come out and check out your system periodically. Ask for tips on how to troubleshoot between visits. Become familiar with your operating manual. Check the refrigerant level. If the refrigerant is low, there may be […]

Your FICO Score- Named for the San Rafael-based Fair, Isaac and Co., a FICO is a numerical score of credit-worthiness assigned to anyone who has applied for consumer credit. Until a few years ago, FICO scores had little to do with mortgage lending. Underwriters made decisions based on payment history and income-to-debt ratios. But they […]

 American Home Shield-Home Protection Plan   I get asked all the time what is the difference in homeowners insurance and a home warranty. A homeowner’s insurance policy covers any accidental damage to your home and belongings due to theft, fires, storms and some natural disasters. The Coldwell Banker Home Protection plan, issued by American Home […]

Homeowners may not realize that they can avail themselves of annual tax savings, through the Homestead/Farmstead Exclusion Program.  The Homeowner Tax Relief Act, Act 72 of 2004, was signed into law by Governor Rendell on July 5, 2004, to allow school districts to reduce property taxes by lowering your property tax bill; the legal term for this […]